equal housing opportunity logo requirements
The department has an Office of Fair Housing and Equal Opportunity FHEO. Download the Equal Housing Opportunity Logo in vector format or with a transparent background.
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. State-chartered credit unions should use the Equal Housing Opportunity logo not the Equal Housing Lender logo. The New Jersey Law Against Discrimination LAD prohibits discrimination when selling or renting property. When used in space or box advertising the logo should meet the following size requirements.
All fair housing posters must be prominently displayed so as to be readily apparent to. Displaying a fair housing poster in your office is another. HUD has dropped that rule.
Ad size of 12 page or more. All real estate brokers and agents must post and maintain a fair housing poster at all of their places of business. Looking for this one too.
The Department of Housing and Urban Development HUD regulates issues of discrimination in housing. The phrase Equal Housing Lender or the Equal Housing Opportunity symbol of house with the legend the phrase Equal Housing Opportunity must be used together respectively. Logo size 2x 2.
Equal Housing Opportunity B. This disclosure has different requirements based on who your primary regulator is. The good news is that HUD will consider your use of certain kinds of advertising words and slogans to be evidence of your compliance with the Fair Housing Act.
The Fair Housing Act itself does not require the use of Equal Opportunity logo or slogan Equal Housing Opportunity in any ad. In reality EHL and EOL were both created just for real estate lending particularly mortgages. The law covers owners agents employees and brokers and makes it unlawful to refuse to rent show or sell property based on a persons race creed color national origin nationality ancestry marital status domestic partnership or civil union status familial status affectional.
Sample logos are available form BOL. The equal housing opportunity logo is a picture of a small house with the words equal housing. The size of the logo and the speed of delivery of Equal Housing Opportunity should be reasonable.
With respect to the Equal Housing Opportunity logo federal law dictates that all advertisements should include the Equal Housing Opportunity logo. OCC customer service representatives assist national bank customers with questions and complaints and the agency. OCC bank examiners evaluate compliance with consumer laws and regulations and the agency takes enforcement actions when necessary.
Download the Equal Housing Opportunity Logo in vector format or with a transparent background. Signal to regulators that you are aware of and compliant with these prohibitions is by clearly and prominently displaying the Equal Housing. This helps banks go live more quickly and acts as a foundation for future innovation.
The Fair Housing Logo the little house with the equal symbol inside may be used in any type of ad. No specific regulatory requirements exist for national banks to provide the ehleho or state equal housing lender or equal opportunity lender in advertisements related to dwellings. Logo size 1x 1.
In some advertisements HUDs Equal Housing Opportunity logo EHO may be used. Ad size less than 18. Ad size of 18 12 page.
Broadcast and Outdoor Media. Am I required to use the Equal Housing Opportunity and REALTOR log. 20 Hall Street SE Grand Rapids MI 49507 Phone.
The guidance provides that the small house picture should be used without the words equal housing opportunity beneath it but the words can be used without the small house picture. The equal housing opportunity logo reproduced below is a picture of a small house with the words equal housing opportunity directly beneath it. Display of the Equal Housing Opportunity logo and marketing plans.
HUD does not require the posting and maintaining a fair housing poster on vacant land. However using the logo regularly is good evidence of the companys commitment to fair housing compliance. Federal Reserve Board Order on Fair Housing Advertising and Poster Requirements of March 20 1989 54 Fed.
For example using HUDs Equal Housing Opportunity or fair housing logo in your ads will be viewed with approval. Operational requirements denote specific requirements covered in each fair lending law and regulation and possible administrative actions for noncompliance. Review Considerations contain various areas management should consider when evaluating fair lending compliance issues or developing compliance policies.
11567-11568 pages 93-94 The regulations fall into three. No advertisement or other published statement shall indicate any. Recently HUD and the Federal Housing Finance Administration FHFA entered.
Equal Housing Logos Language Requirements. The EHL or EHO including the equal sign and words should be clearly legible when used. General Information on Fair Housing and Other.
Promoting Fair Housing - HUD. The authority for fair housing requirements in credit advertising is the Fair Housing Act. The Equal Housing logo must be on all pages that advertise real estate-related loans.
The current state of fair housing advertising is as follows. Include the equal housing logo and slogan in all written and visual advertisements include a statement in oral advertisements that the credit union is an equal housing lender. Radio advertising should contain the slogan.
Ensuring fair access and equal treatment to national bank customers is a fundamental part of the OCCs mission. We build reusable regional functionality including regulatory compliance requirements for over 150 countries based on our model bank framework. The Housing and Urban Development HUD.
It really cant be used too much so you are safe using it on all. On television the use of the slogan or logo is appropriate and on billboards the logo. Change Date March 1 2011 41552 1B3a Applicability of the Fair Housing Marketing Policy.
Historically HUD has mandated the use and size of the fair housing or outhouse logo. What are the requirements for real estate advertisements in the state of Maryland. For your home loan related advertisements if the Equal Housing Lender logo is required the logo itself consists of the house symbol plus the appropriate text.
There are also state and local agencies where consumers can file complaints and seek relief. Chapter 1 Section B HUD 41552 1-B-2 1. 11010 b 1.
Finally members of NAR may use the. In conjunction with review of a financial institutions compli-ance with the provisions of 12 CFR 100213 2. Other Housing Act Requirements 1-B-13 8 Reporting Fraud and Abuse 1-B-21.
According to the FFIEC Social Media Guidance social media sites are considered an advertising medium and as such the Fair Housing Act FHA prohibitions related to discrimination apply. When it was first introduced the interpretation was to use Equal Housing Lender EHL logo for real estate loan marketing and the Equal Opportunity Lender EOL logo for auto and credit card marketing. Equal Housing Opportunity Logo - Graphics for Printing.
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